Layla Hassan

218 POSTS
Layla Hassan writes Gulf Times Now’s guides — the practical, checkable answers to moving to the Gulf, living here, working here and starting a business. Her brief is service journalism: what the rule actually is, what it costs, what it takes and what changed, written so a reader can act on it the same day.

Exclusive articles:

Living in the Northern Emirates: Ajman, Umm Al Quwain and Fujairah

What living in Ajman, Umm Al Quwain and Fujairah is actually like: the shared federal utility, the free zones, the Fujairah port economy and the commute reality.

UAE Pensions: GPSSA, Gratuity and What Expats Actually Get

How UAE pensions work: the GPSSA scheme for Emiratis, the 2023 law for new entrants, and why expatriates get end-of-service gratuity instead of a pension.

Dubai Instant Licence: Starting a Mainland Company the Fast Way

How the Dubai Instant Licence works: a mainland licence in five minutes, the four legal forms, the virtual business site rule and what changes in year two.

Nafis and Emiratisation: What Private Employers Must Do

Emiratisation rules for UAE private employers: the 2% half-yearly targets, the 10% goal by end-2026, the AED 10,000 monthly contribution and what Nafis now offers.

Abu Dhabi Health Insurance: DoH Rules, Thiqa and the Basic Plan

Abu Dhabi health insurance explained: the employer and sponsor duty under Law 23 of 2005, the Thiqa scheme, the Basic Plan for domestic workers, and the penalties.

Breaking

Dubai Property Ownership Certificate: AED 50 Fee

Dubai's property ownership certificate costs AED 50 per letter, cheaper online than in person, free for people of determination. Full DLD fee guide.

Abu Dhabi Accident Report: The AED 500 Fee

Printing an Abu Dhabi traffic accident report costs AED 500, a confirming certificate AED 100. When you need which document, and how to avoid paying for both.

Abu Dhabi People of Determination Card: Free

Abu Dhabi's People of Determination Card is free, issued in 1 working day. The linked parking permit needs kinship proof and takes 3 days. Full guide.

Abu Dhabi Vehicle Impounding: Fees for Each Step

Abu Dhabi's Smart Vehicle Impounding costs AED 15/day, the release certificate AED 100, and leaving it uncollected adds AED 50-100 more. Full guide.
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